For long distance moves, the U.S. Department of Transportation requires us to provide free valuation coverage of $0.60 per pound per article, up to $2,000 in aggregate.
Note that these two free insurance plans provide minimal protection, not full coverage, because they are based strictly upon weight. That’s why most people opt for Full Replacement Value Insurance (FRVI), which is usually provided by a third-party insurer. FRVI protects your possessions while in transit, based on their replacement values. You must take out this insurance prior to moving day.